How To Read A Loose Diamond Certification

Reading a Diamond Certificate for a Round Shape: Some helpful hints

For even a well-educated consumer, much of the information on a diamond grading report can look like gibberish. In the interest of helping you find the diamond that is best suited to your expectations, we offer the explanations and opinions below. There are always exceptions to the rule, but this should serve as a concise guide in most situations. If you have questions about a certificate, we encourage you to call our head diamond buyer, Andy Marcum at 800-630-2686

1. Evaluating the Cut dimensions of a diamond

If you know how to read them correctly, the dimensions are the key to how much brilliance and fire your diamond will display. Every report lists the table percentage and total depth of a diamond. One popular formula among diamond experts is the 60/60 rule. If both the table percentage and


total depth of a diamond equals near 60% of the width, you probably have a good value on your hands. The 60% table makes the diamond appear larger when viewed from the top down and the depth is sufficient to create a good return of light. However, this is an estimation. There is not really enough information here to properly evaluate the brilliance of a diamond.

GIA reports (which are very reliable), and some others do not provide additional specifications on diamond dimensions. They do, however, list some important information in a text format as shown at left. The Symmetry rating is a good indication of Cut. In the Proportions listing, you can also estimate that a table under 50% or over 65% will sacrifice the the brilliance and beauty of a stone. The smaller table will result in a deep cut that usually appears dark in the center, while the larger table will result in a shallow cut, that usually appears milky and dull.

To really evaluate the brilliance, fire and scintillation of a diamond, you need a report that lists all of the dimensions of a diamond, which many reports contain.

We don’t want to over complicate matters, but in a grading report that lists all of the angles of a diamond cut the most crucial factor is the pavilion depth. The optimum pavilion depth for the most beautiful. brilliant diamond is 43.1%. A depth near this will create a dramatic shower of brilliance, scintillation and fire to the eye of the viewer. This falls within the AGS (0) or Ideal Cut standard, and these diamonds command a premium price in the marketplace. If you find an Excellent Cut near this best pavilion depth, you probably have a good bargain on your hands.

The three important dimensions that determine brilliance are the Pavilion Depth, the Table % Diameter and Total Depth % Diameter. AGS has established strict tolerances for diamond cut grades. The three examples below illustrate the brightest diamond (0) Ideal, a (2) Very Good diamond and a (6) Fair diamond, which would be dull and lifeless in comparison.


AGS (0) Ideal Tolerances
Pavilion Depth: 42.2%-43.8%
Table Diameter: 52.4%-57.5%
Total Depth Diameter: 59.8%-62.4%

According to traditional guidelines, this diamond will exhibit the best return of brilliance, fire and scintillation.

AGS (2) Very Good Tolerances
Pavilion Depth: 41.7%-42.1% or 44.4%-44.8%
Table Diameter: 59.6%-61.5%
Total Depth % Diameter: 55%-63.9%
Some experts feel that a 60% table diameter combined with a 60% depth provides better value for the cost, an excellent return of light and a larger looking diamond. However, the optimal pavilion depth is still 43.1%
AGS (6) Fair Tolerances
Pavilion Depth: 45.9%-46.3%
Table % Diameter: 67.6%-69.5%
Total Depth % Diameter: below 53%
Judged by any standards this is a dull and lifeless diamond. The table should not exceed 63% and the pavilion depth will leak a substantial amount of light.


2. Which Gem Lab issued the diamond grading report?

This is a crucial and often overlooked factor in the evaluation of your diamond. We’ve been buying diamonds for over 40 years and can say without reservation that some labs are very strict in their Color and Clarity grades and some labs are soft in their grades. When it comes to Cut, the numbers speak for themselves. However, Color and Clarity are subjective to a gemologist’s opinion. A single bump in either Color or Clarity grade will increase the market value of a 1 carat diamond by about 10% and a 2 carat diamond by about 20%.

If you view a diamond in our inventory that is priced substantially less than another diamond with similar Weight, Cut, Clarity and Color standards, take note of the lab that issued the grading report. The most reliable and strict grading reports are issued by AGS and GIA. This does not mean that buying a diamond with a report from another lab is a bad deal. You should simply be aware that the Color or Clarity may be a grade lower than stated, and evaluate the price accordingly .

If you find what appears to be an extraordinary value on a stone evaluated by EGL, IGI, HRD, or AIG, we invite you to call our diamond buyer, Andy Marcum at 800-630-2686. He will evaluate the stone personally and issue an informal opinion, at no cost, that is probably more representative of the true value of the diamond you have in mind. It may be a great bargain, even if the gemlab certificate overstates Color or Clarity.

There are several articles in the trade press that document the differences in grade ratings from various labs. You can read more here, or ask any trusted local jeweler about their opinion. The industry consensus is broad and in general agreement about the reliability of grading from different gem labs.


3. Evaluating the Clarity grade of a diamond

The most important tip to evaluating the Clarity grade of a diamond is to examine the "plot" or map of the stone. The plot is made by an individual gemologist usually looking at the diamond under a 10x magnification. Not all certificates include a plot, and you should be wary of the that do not. When you read these plots, keep in mind that the flaws in a diamond rated SI2 or greater are "eye clean". meaning that they can not be seen with the naked eye. Higher grades are more rare and expensive, but you will pay a premium price for quality that is not discernible without the aid of a loupe or microscope.
Here is a plot for an SI1 Clarity diamond that looks like a pretty good value. First, notice that most of the inclusions are toward the outer edge of the diamond. Inclusions toward the center of the diamond are more noticeable, and they reflect off more facets of the diamond, multiplying their appearance. Also, sometimes inclusions on the outer edge can be hidden under prongs when the stone is set, so they won’t be seen.

The top view of this plot indicates that there are several Needle inclusions near the outer edge, a small Cloud inclusion in the upper left area and a pinpoint Crystal inside the upper area of the table. However, none of these inclusions will seriously degrade the beauty of this diamond.

The actual diamond images shown below illustrate the types of inclusions and how they will appear under 30X magnification in a diamond. These inclusions would not be visible to the naked eye.
  Feather Crystal Cloud Needle


4. Evaluating the Color grade of a diamond

Among all the qualities of a diamond, Color is the most subjective, because it has no effect on the brilliance, fire or scintillation. You may be surprised to learn that diamond Color is graded in loose stones viewed upside down and the nuances of color are very difficult for even an expert to distinguish. From the upside down angle, most people cannot tell the difference between a D and F Color. When a diamond is mounted and viewed from
the top down, it is difficult to see the difference between even a D to H Color. However, each grade increase in Color will cost an additional 10% in a 1 carat diamond and about 20% in a 2 carat diamond. This is why we often advise customers who are looking for the best value to choose a G-H Color diamond.